Tag Archive for Fintech

Repackaging banking

Is FinTech really reshaping banking or just repackaging banking?

Have banks finally found a way of repackaging banking? Consumer banking, once the bastion of stability in financial services, has seen the most “disruption” from FinTechs over the next five years. This exposure to “disruption” has been accelerated by the nature of banking products and processes for saving, lending, and business services. The threats posed by FinTechs can disrupt four… Read more →

Creating value

Creating value in auto finance with vLendRight

Creating value in auto finance is now at the forefront of innovation. vLendRight is partnering up with banks to streamline the customer journey and help financial institutions gain market share in auto finance. “Our belief is that automotive financial institutions ought to look beyond the traditional direct and indirect delivery mechanism and strive to make experiences better for their customers… Read more →

call to action

Fintech: Call To Action On Financial Inclusion

PayPal and Village Capital have decided to answer the call to action on financial inclusion. In December 2015 I commented on the number one factor that would end up helping financial inclusion in 2016. Call to action for social impact entrepreneurs Yesterday PayPal and Village Capital announced that they would build a supportive ecosystem for Fintech social impact entrepreneurs, which… Read more →

'Fintegration'

The holy grail for banks is to become the best at ‘fintegration’

  Within Fintech, there has never been a shortage of new terminologies. 2015 saw Fintech (and it’s relationship to banks) explained and re-explained from different angles. However, there are a few broad categories that encompass Fintech: Fintech and regulation in 2015 The excitement surrounding Fintech was slightly hampered when regulation such as the PSD2 in Europe took center stage. Regulation… Read more →