The excitement surrounding FinTech is however being hampered by regulation such as the new PSD in Europe, which is projected to have a big impact on startups. It´s the dirty little word that seem to follow FinTech. A concerted effort needs to be undertaken to lobby all the Stakeholders worldwide in order to figure out what the opportunities and financial burden are in time.

What do you think the true impact of regulation on the speed and nature of innovation within FinTech is? I´d love to hear from you if you think I have missed anything.