Tag Archive for P2P

becoming an online lender

Is everyone now becoming an online lender?

    On the onset, alternative lenders were able to compete with commercial banks by providing loans to small business owners much faster than banks. However, starting in 2015, everyone is becoming an online lender. The question now has become: who’s not becoming an online lender? A quick reminder of the trend that started in 2015 JP Morgan partnered with… Read more →

P2P, Banking, Disintermediation

P2P and the Banking Disintermediation

Developments in information technology are fundamentally changing the banking industry, with an exponential shift in consumer uptake of new business models set to take hold. Information technology is reducing the search cost, so that supply and demand can meet directly and independently of their physical distance on the Internet platform. Business models whose value creation is based entirely or partially… Read more →