Tag Archive for Banks

'Fintegration'

The holy grail for banks is to become the best at ‘fintegration’

  Within Fintech, there has never been a shortage of new terminologies. 2015 saw Fintech (and it’s relationship to banks) explained and re-explained from different angles. However, there are a few broad categories that encompass Fintech: Fintech and regulation in 2015 The excitement surrounding Fintech was slightly hampered when regulation such as the PSD2 in Europe took center stage. Regulation… Read more →

Technology

Why are banks “trying to shapeshift” into technology companies?

Technology in Fintech 1.0 and disruption made banks stop and take notice but Fintech 2.0 is all about letting banks in and allowing them to have a stake in the space. However, during Fintech 1.0 a lot of banks were forced to make what most in the industry saw as knee-jerk decisions, adopting questionable strategies. Most banks are still following… Read more →

innovation

Is Fintech Innovation now under threat from major Banks?

We are starting to see unprecedented increase in capital in search of good ideas and innovation. Europe saw a 215% growth rate in FinTech investment in 2014. The UK and Ireland, the Nordic countries, the Netherlands, and Germany saw investments of $623 million, $345 million, $306 million, and $82 million respectively. Fragmented Approach to the changing Innovation landscape “How are… Read more →