Tag Archive for Banking

APIDays Banking APIs & PSD2

APIDays Banking APIs & PSD2 – 2017 in Berlin!

APIDays Banking APIs & PSD2 – A MUST-ATTEND Conference! Interested in APIs? Banking? PSD2? The 2017 APIDays Banking APIs & PSD2 conference in Berlin on the 7th-8th of November is a MUST-ATTEND Conference!     You are invited to the 2017 APIDays Banking APIs & PSD2 conference in Berlin on the 7th to 8th of November – the only event focusing on… Read more →

Ecosystem

Open Bank API Ecosystem As A Firewall Against Fintechs

The UK government is currently working with banks and Fintech firms to have a detailed framework set out for an open API standard ecosystem by the end 2015, in a move it claims will empower consumers and boost competition. (Download a PDF copy of the UK Government report here) The standardization that ensues is envisioned to allow the development of… Read more →

Secco

So, banking apps are on their way to being redundant after all?

  Chris Gledhall and Secco (bank) are on a mission. I have to admit the whole premise of doing away with banks and banking apps is ingenious! Since the advent of social media channels, banks have always had a weakness ready to be exploited. It certainly could be attributed to rigidity and an inherent unwillingness to adapt to new realities.… Read more →

Cynical Banks

Are banks cynical about the Fintech Revolution?

Last week I read a very interesting article on the outlook and future of Fintech. Interesting in that it had a very cynical tone from an executive with an extensive banking and banking technology background. The executive goes on to recall the banking technological advances since the 80s: PC, Dial-up Modem, the first ATMs, EFT (Electronic Funds Transfer), EDI (Electronic… Read more →

P2P, Banking, Disintermediation

P2P and the Banking Disintermediation

Developments in information technology are fundamentally changing the banking industry, with an exponential shift in consumer uptake of new business models set to take hold. Information technology is reducing the search cost, so that supply and demand can meet directly and independently of their physical distance on the Internet platform. Business models whose value creation is based entirely or partially… Read more →

Fintech Logo

It’s No Longer The Coming Revolution. FinTech is Already Here!

And here to stay it is. If you haven´t been paying attention, words such as Internet of Things, API, Big Data, Data aggregation, Digital Native, Encryption, Single Sign-On (SSO), Sharing economy, Finserv, Hacker, Disaster recovery, SAAS, cryptocurrency, crowdfunding, Bitcoin, Blockchain etc. have become mainstream. No longer are they just confined to certain industries. They have become daily trends. The financial… Read more →