Fintech

Creating value

Creating value in auto finance with vLendRight

Creating value in auto finance is now at the forefront of innovation. vLendRight is partnering up with banks to streamline the customer journey and help financial institutions gain market share in auto finance. “Our belief is that automotive financial institutions ought to look beyond the traditional direct and indirect delivery mechanism and strive to make experiences better for their customers… Read more →

SuperCharger

Pioneering Asian Fintech Growth with SuperCharger Accelerator

I recently had a chance to catch up with Renu Bhatia, Co-Founder and Managing Director of SuperCharger, a dedicated Fintech accelerator in Hong Kong. Pioneering the Fintech Pivot to Asia with SuperCharger [Kevin Moseri] How has the Fintech space in Hong Kong grown so quickly? [Renu Bhatia] About 18 months to 2 years ago, there wasn’t a whole lot happening… Read more →

PSD2

PSD2: Focusing on Action with Open APIs

Introduction: Preparing for the Bank of the Future with PSD2 For the last two years, many industry commentators and analysts have been warning that banks are facing a huge disruptive force as new fintech startups emerge to offer a similar group of services to some of the more traditional banking operations. Now, across Europe, the Second Payments Services Directive (PSD2)… Read more →

Fintech Startups

Fintech Startups: Right! I wish I absolutely knew that!

intech is in the air! It’s the buzz word of the day. There are thousands of Fintech startups currently operating globally with huge investments. However, the success rate or the time it takes the Fintech startups to have a viable, competitive product is still determined by how well Fintech startups are prepared for the realities in the different sectors they… Read more →

'Fintegration'

The holy grail for banks is to become the best at ‘fintegration’

  Within Fintech, there has never been a shortage of new terminologies. 2015 saw Fintech (and it’s relationship to banks) explained and re-explained from different angles. However, there are a few broad categories that encompass Fintech: Fintech and regulation in 2015 The excitement surrounding Fintech was slightly hampered when regulation such as the PSD2 in Europe took center stage. Regulation… Read more →

Fintech

Fintech and (unregulated) Shadow Banking 2.0

While collaboration is the near-term future of Fintech, should Fintechs be erring on the side of caution? Let’s take a trip down memory lane. Unlike other industries, banking as we know it has always been underpinned by a unique regulatory framework. . Post 2008, the “carrot” has come in the form of increased liquidity and solvency guarantees to banks. The… Read more →

Ecosystem

Open Bank API Ecosystem As A Firewall Against Fintechs

The UK government is currently working with banks and Fintech firms to have a detailed framework set out for an open API standard ecosystem by the end 2015, in a move it claims will empower consumers and boost competition. (Download a PDF copy of the UK Government report here) The standardization that ensues is envisioned to allow the development of… Read more →

Robo Advisor

Why I see a bright future in “Robo+Advisor” (and not in the pure-play Robo-Advisor)

Interview with Spiros Margaris by Kevin Moseri. Last week, I had an insightful interview about the future of robo-advisors with Spiros Margaris (@SpirosMargaris), head of the advisory boutique Margaris Advisory (MargarisAdvisory.com) and Senior Advisor to FinTech Forum. Additionally, he is a Senior Advisor at kapilendo, a uniquely positioned German crowdlending platform, and at moneymeets, the leading German “FinTech Supermarket” company.… Read more →

Secco

So, banking apps are on their way to being redundant after all?

  Chris Gledhall and Secco (bank) are on a mission. I have to admit the whole premise of doing away with banks and banking apps is ingenious! Since the advent of social media channels, banks have always had a weakness ready to be exploited. It certainly could be attributed to rigidity and an inherent unwillingness to adapt to new realities.… Read more →